{"id":833,"date":"2019-09-13T10:30:48","date_gmt":"2019-09-13T08:30:48","guid":{"rendered":"https:\/\/ipaidthat.io\/mag\/?p=833"},"modified":"2019-09-13T10:30:48","modified_gmt":"2019-09-13T08:30:48","slug":"banques-en-ligne-quelles-evolutions","status":"publish","type":"post","link":"https:\/\/app.ipaidthat.io\/mag\/entrepreneur\/banques-en-ligne-quelles-evolutions\/","title":{"rendered":"Banques en ligne : quelles \u00e9volutions ?"},"content":{"rendered":"\n

Le r\u00e9seau bancaire fran\u00e7ais est un des plus d\u00e9velopp\u00e9. Il compte plus de 40 000 agences et propose un panel de services de plus en plus vari\u00e9s. Cependant, ce dernier n\u2019a pas \u00e9chapp\u00e9 aux multiples effets de la digitalisation touchant la plupart des secteurs de l\u2019\u00e9conomie. L\u2019\u00e9mergence des banques en ligne, notamment, a entra\u00een\u00e9 la mutation des habitudes des clients. Aujourd\u2019hui la moiti\u00e9 de ces derniers utilisent des applications mobiles ou se rendent directement en ligne pour effectuer leurs op\u00e9rations bancaires. Zoom sur ces \u00e9volutions avec iPaidThat<\/a>.<\/p>\n\n\n\n

Quels avantages pr\u00e9sentent les banques en ligne ?<\/h2>\n\n\n\n

De plus en plus de personnes souhaitent changer de banque pour opter pour une banque en ligne. Vous pouvez retrouver dans ce guide<\/a> toutes les informations est d\u00e9marches pour les diff\u00e9rentes banques en ligne.<\/p>\n\n\n\n

Les banques en ligne axent avant tout leur communication sur des tarifs plus bas que les banques traditionnelles. C\u2019est d\u2019ailleurs cela qui fait leur attractivit\u00e9 dans un premier temps. Les clients sont, dans la plupart des cas, exempt\u00e9s de frais de tenue de compte. Ils peuvent b\u00e9n\u00e9ficier d\u2019une prime de bienvenue allant jusqu\u2019\u00e0 80\u20ac, de cartes bancaires gratuites et de livrets \u00e0 taux tr\u00e8s bas. La comp\u00e9titivit\u00e9 des banques en ligne est aussi favoris\u00e9e par un accroissement notable du nombre d\u2019enseignes proposant ce type de services. A cette grille tarifaire avantageuse s\u2019ajoute la possibilit\u00e9 de g\u00e9rer ses comptes bancaires \u00e0 distance, directement depuis son ordinateur ou t\u00e9l\u00e9phone mobile. Ces d\u00e9marches facilit\u00e9es et plus rapides forment les atouts des banques en ligne. <\/p>\n\n\n\n

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\"banni\u00e8re-bleu-blog\"<\/a><\/figure>\n\n\n\n
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Comment effectuer le choix de sa banque en ligne ?<\/h2>\n\n\n\n

Vous voulez changer de banque en favorisant une option int\u00e9gralement en ligne pour r\u00e9duire vos frais bancaires ? Comment faire le choix de la banque en ligne la plus adapt\u00e9e \u00e0 vos besoins ? Quels frais bancaires et offres promotionnelles prendre en compte ? Faire le choix le plus adapt\u00e9 \u00e0 votre profil peut vous faire \u00e9conomiser \u00e0 hauteur de 250 euros chaque ann\u00e9e.<\/p>\n\n\n\n

Pour trouver la moins ch\u00e8re nous vous conseillons de consulter des guides comparatifs<\/a> mis \u00e0 jour r\u00e9guli\u00e8rement. Cela vous permettra de trouver facilement et rapidement l\u2019enseigne bancaire qui vous convient le mieux. De ce fait vous ferez un maximum d\u2019\u00e9conomie. <\/p>\n\n\n\n

L\u2019\u00e9mergence des banques en ligne est un ph\u00e9nom\u00e8ne global qui touche aussi les professionnels. Ces derniers sont en effet dans l\u2019obligation d\u2019avoir un compte bancaire d\u00e9di\u00e9 sp\u00e9cialement \u00e0 leur activit\u00e9 professionnelle. Selon le statut pr\u00e9cis de chacun, une offre sera plus adapt\u00e9e et avantageuse qu\u2019une autre. Des outils comparatifs<\/a> d\u00e9di\u00e9s sp\u00e9cialement \u00e0 une client\u00e8le professionnelle peuvent aider dans la prise de d\u00e9cision lors d\u2019un changement de banque.<\/p>\n\n\n\n

Que vont devenir les agences bancaires ?<\/h2>\n\n\n\n

Il est n\u00e9cessaire pour les agences bancaires d\u2019innover pour faire face \u00e0 ce ph\u00e9nom\u00e8ne qui peut remettre leur existence m\u00eame en question. Mais comment rester attractives ? <\/p>\n\n\n\n

Le plus grand avantage des agences bancaire est la relation de confiance qui est le plus souvent \u00e9tablie entre un conseiller bancaire et ses clients. Avec la digitalisation des services bancaires c\u2019est cet aspect humain qui est sacrifi\u00e9. Il s\u2019agit donc d\u2019un manque \u00e0 gagner pour les agences bancaires. Certaines agences bancaires mettent par exemple des outils technologiques \u00e0 disposition de leurs clients en agence et d\u00e9veloppent applications et sites web pour faciliter la gestion de compte.<\/p>\n\n\n\n

<\/p>\n","protected":false},"excerpt":{"rendered":"

Le r\u00e9seau bancaire fran\u00e7ais est un des plus d\u00e9velopp\u00e9. Il compte plus de 40 000 agences et propose un panel de services de plus en plus vari\u00e9s. Cependant, ce dernier n\u2019a pas \u00e9chapp\u00e9 aux multiples effets de la digitalisation touchant la plupart des secteurs de l\u2019\u00e9conomie. L\u2019\u00e9mergence des banques en ligne, notamment, a entra\u00een\u00e9 la […]<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"open","ping_status":"open","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[2],"tags":[],"class_list":["post-833","post","type-post","status-publish","format-standard","hentry","category-entrepreneur"],"yoast_head":"\nBanques en ligne : quelles \u00e9volutions ?<\/title>\n<meta name=\"description\" content=\"Banques en ligne : quelles sont les \u00e9volutions du r\u00e9seau bancaire fran\u00e7ais apr\u00e8s l'\u00e9mergence de ces nouveaux \u00e9tablissements en ligne ?\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/app.ipaidthat.io\/mag\/entrepreneur\/banques-en-ligne-quelles-evolutions\/\" \/>\n<meta property=\"og:locale\" content=\"fr_FR\" \/>\n<meta property=\"og:type\" 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